U.S. city average, motor vehicle insurance (not seasonally adjusted), June 2026 vs June 2025. Source: U.S. Bureau of Labor Statistics. State average: Insure.com 2025 rate analysis (Quadrant Information Services); base profile: 40-year-old driver, clean record, good insurance score, 10,000 annual miles. Full coverage: 100/300/100 limits with $500 deductibles. Liability-only: 50/100/100 limits. Your comparison uses your own estimate — not a quote or a promise of savings; individual premiums vary by driver and vehicle.